I'm sorry to be pedantic (again
) but as a short refresher in Civics 101
: (Paraphrased: )
A bill is a proposed law under consideration by [Congress]. A bill does not become law until it is passed by [Congress] and, in most cases, approved (signed) by the [President]. Once a bill has been enacted into law, it is called an act or a statute.
The Patient Protection and Affordable Care Act
(a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010, so it is now an act
The law was challenged, and The Supreme Court upheld the bulk of it as Constitutional by a 5-4 vote.
I do not know all the details, but while people cannot be turned down for Health
insurance. I just do not know if that includes Long Term Care
insurance, or if that is in some way loopholed (they are often/usually separate policies), and that is the crux of my question.
Ginnie & Kitt
-- I believe all of your questions are addressed in the Wiki article. Specifically about pricing:
Guaranteed issue and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use).
Originally Posted by Kitt
And a person apparently has to buy insurance and if you can't afford it I have heard that you are fined.
This is not correct. No one will be fined or penalized for not being able to afford
insurance. People will be penalized (probably via income tax) for not having
insurance. Since having coverage is mandated, this is analogous to being fined for driving without auto insurance. Many people will still be insured by government programs, or assisted by subsidies, etc. Please consult factual non-political articles/sources.
It is complicated to be sure. So is my health.
Is it perfect? What is?