Originally Posted by chaos
How does disability insurance work, and can one get it once their PN has started? I'm guessing I need to get it now, on my own. And if one does go on SSDI, how is medical insurance covered?
I don't know if you can get it after being diagnosed. I had it for over 12 years before I became disable. I again am not sure about medical through SSDI. I heard several times it takes two years. But as I wrote before my brother in law got it right away.
My disability insurance company actually insisted I apply for SSDI. They even provided a company to do all the paperwork for me. The person I spoke to said I probably won't get it because I haven't been out of work very long. The disability will get to pay me less if SSDI gives me something.