I know how hard that is. You feel like a failure. But, you're NOT.
I did mine without a lawyer -- couldn't afford him
The judge didn't believe that I did it myself. He wanted to know where I got the forms -- I got them from the local US 'B' court website. He didn't even know they had a website. He told me I did a good job
Do you have any kind of assistance?? Like -- Medicare, Medicaid, Section 8?? If you're having trouble paying even your co-pays, it sounds like you're living real 'close to the edge'. Know that feeling. Make sure you get all the assistance that you can.
Most of us don't realize how close to 'the edge' we are until we lose our jobs or lose our health.
Don't feel bad about yourself. There are a lot of us out here who had to do the same thing due to cirumstances that we had no control over.